Disclaimer: The entire contents of this website is based upon the opinions of Proactive Risk Solutions unless otherwise noted. Individual articles are based upon the opinions of the respective authors, who retain copyright as marked. The information on this website is not intended to replace a one-to-one relationship with a qualified health care professional and is not intended as medical advice. It is intended as a sharing of knowledge and information from the research and experience of our wellness community. Proactive Risk Solutions encourages you to make your own health care decisions based upon your research and in partnership with a qualified health care professional.